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Bills

The bill calendar, what counts as detected versus entered, and the next-paycheck warning.

Updated August 7, 2026 · 2 min read

The Bills screen brings together recurring bills you've entered by hand and ones NetWorthy has detected from your transaction history, and flags which are due before your next expected paycheck.

What this screen shows

The Bill calendar screen has two parts: an Upcoming section showing every bill due in the next 60 days — whether detected from your transactions or entered manually — and a Member-entered bills section where you manage the ones you've added yourself.

Each upcoming entry shows its due date, cadence, and whether it was detected automatically or entered by hand, along with the amount. If a bill falls due before your next expected paycheck, it's called out explicitly.

How to use it

  1. Add a bill — name, amount, cadence (weekly, biweekly, monthly, or yearly), and its next due date. It shows up on the calendar immediately, even before it has ever actually been charged.
  2. Edit or delete a bill you entered using the buttons on its row.
  3. Read the next-income line — if NetWorthy has detected a recurring income pattern from your transactions, it shows the next expected date, and uses it to flag any bill due before then. If no income pattern has been detected yet, it says so — this needs a few deposits to have posted before it can work.

Notes and limits

Detected bills come from recognizing recurring charges in your transaction history — they aren't pulled from anywhere else, and they only appear once NetWorthy has seen the pattern repeat. That means a brand-new bill (a subscription you just signed up for, a bill you haven't been charged for yet) won't show up as detected until it has actually recurred; enter it manually in the meantime and it appears on the calendar right away.

Manually entered bills don't need any transaction history at all — they're driven purely by the name, amount, cadence, and next due date you give them, and they keep showing that same due date until you edit it. NetWorthy doesn't currently roll a manually entered bill's due date forward on its own after it passes, so revisit and update it once it's been paid.

Bill currency is fixed to USD today, and the due-before-next-income flag depends entirely on income detection working — without a detected income pattern, bills still show their due dates, just without that warning. This calendar is a planning view only: NetWorthy never pays a bill for you or initiates any transfer on your behalf, regardless of what's shown as due.

Educational and general in nature — not personalized financial advice.