Net worth is what you own minus what you owe, tracked over time rather than as a single snapshot.
What this screen shows
The Net worth screen shows your current net worth, total assets, and total liabilities at the top, followed by a trend chart plotting all three over your chosen date range. You can switch between three ranges — 3 months, 12 months, and 18 months — and NetWorthy automatically picks a coarser or finer grouping (weekly points for 3 months, monthly points for the longer ranges) so the chart stays readable rather than overplotted.
The trend is built from the balance snapshots recorded on each of your accounts, so it only starts where your account history starts — adding an account contributes its opening balance as the first point.
How to use it
- Pick a range using the segmented control at the top — this also changes how finely the chart is grouped.
- Read the totals — Net worth is assets minus liabilities as of the most recent point in the selected range.
- Check for excluded accounts — if any account couldn't be converted into your net worth currency, a card tells you how many were left out rather than silently guessing an exchange rate for them.
- Check which exchange rates were used — when your accounts span more than one currency, a card lists each conversion rate applied, the date it's as of, and flags any rate that's stale.
Notes and limits
Net worth is denominated in a single currency at a time. If an account is held in a different currency and no exchange rate is available for it, it is excluded from the total outright rather than converted at a guess — that's a deliberate choice, not a bug, so the number you see never silently includes a made-up conversion.
This screen is a reflection of the accounts you've entered on the Accounts screen — it has no data of its own. If a number here looks wrong, the fix is almost always on an individual account's balance or type, not on this page. Nothing on this screen recommends an action; it's a record of where things stand, not advice about what to do next.
Assets ingested from a linked Life OS partner, shown on the Assets screen, are not folded into this total — net worth here is built strictly from account balances, since NetWorthy doesn't yet have a valuation capability of its own for a partner-declared asset value. If you're comparing this screen's totals against a spreadsheet or another app, that's the most likely source of a mismatch.